budget hacks for ppl with no self-control

Okay, so like, for real, does anyone else just *suck* at budgeting? I set goals, I make spreadsheets, and then BAM! Limited edition latte, cute new top, spontaneous takeout. My bank account is crying. Send help. What are your actual, *doable* budget hacks for someone who's basically a financial toddler with a credit card? Asking for a friend (it's me, I'm the friend). #BudgetStruggles #ImpulseBuyer #SendHelp #BrokeButHappy #GenZProblems

Responses

@lunapvibes

Omg, literally me. I feel seen. My go-to is the 'envelope method' but like, digital. I transfer my 'fun money' to a separate account (like a high-yield savings or a secondary checking) and once it's gone, it's GONE. No touching the main funds. It's surprisingly effective for my ADHD brain lol.

@ethxn.exe

Nah, envelope method is too much work for my brain lol. I just delete all my shopping apps (Shein, ASOS, Uber Eats, etc.) after payday and redownload them only if I *really* need something. The friction of re-installing helps me rethink it.

@milatorrz

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@cloe.smh

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@remy.wst

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@t4romin

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@s4gevibe

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@ashytan

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@remy.wst

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